Everything you need to know to apply
for financial aid in Florida.


You must be a US citizen or resident alien and have not defaulted on a prior student loan.



If you are applying to the joint master's program with Florida International University, you will complete your financial aid through them.

Contact our
financial aid director.
Cheryl Seichrist
Financial Aid Director
 : 305.538.3193 ext: 1005  : 800.858.3190  : Email Me


Over 88% of our students already have college degrees from universities. The problem is their degree didn't lead them to their dream job. Miami Ad School's goal is to provide you with skills, opportunities, experiences and a network of industry contacts you can use to launch your career. So the question isn't "is it worth it?" but do you think you're worth it?

Common questions about financial aid:

What is the cost of tuition?
  • Art Direction: $4,350 per quarter/$34,800 total tuition cost
  • Copywriting: $4,350 per quarter/$34,800 total tuition cost
  • Digital Design: $4,350 per quarter/$34,800 total tuition cost
  • Photography & Video: $4,350 per quarter/$34,800 total tuition cost
  • Master's Program (tuition paid to FIU): $7,590 per semester/$37,950 total tuition cost
  • Boot Camp for Social Media: $5,500 total tuition cost
  • Boot Camp for Account Planning: $5,500 total tuition cost
Are there any scholarships?

Scholarships are available to Miami Ad School students during different times of the year. These scholarships do not have an open enrollment period. All students will be notified when a specific scholarship becomes available. For further questions contact Saul, the Director of Financial Aid: Saul@miamiadschool.com.

  • Ad Fed Scholarship: Open to all incoming and current Miami Ad School students who are US citizens.   Average award is $500; deadline is late summer.
  • AAAA Operation Jumpstart: Open to minority US citizens just starting or within their first year. Up to $10,000 in two installments each fall; deadline is late summer.
  • AAAA Bill Bernbach: Open to all minority students in their second year. Awards up to $5,000; deadline is in the fall.
  • One Club Patrick Kelly Scholarship: Open to all incoming and current Miami Ad School students. Up to $2,000; deadline is in April.
  • One Club Scholarship for Creative Advertising: Open to all second year Miami Ad School students in US base schools. Amount varies; deadline is in the winter.
  • Leo Burnett Creative Development Endowment Fund: Open to fourth through seventh quarter Miami Ad School students studying in a US base school. Amount varies; deadline is in the winter.
I am financially independent, my parents do not support me. Why is FAFSA asking for my parents' information?

The Department of Education considers a student to be "dependent" based on the student's age. The questions that determine whether you are a dependent or independent on your FAFSA are questions 48 through 60, if you can answer yes to any of these questions, and provide the necessary documentation, then you are considered to be an independent student and you will not be asked for you parents' information.

I received grants during my undergraduate, why can't I get them now?

Under the Department of Education's FAFSA guidelines, if you have already obtained a bachelor's degree or higher and you re-enroll in an undergraduate level program, the school cannot award Federal Pell Grants regardless of a student's financial need.

I completed my FAFSA but have not heard back from the school. What do I do now?

We have an automated system to process a FAFSA application; you must complete a student financial aid interview on the school's website. Without the financial aid interview we will not be able to process your FAFSA.

How will the funds be disbursed?

Once your FAFSA has been processed you will receive, by email, a financial aid award letter. Once you receive the award letter, the funds will be posted into your student account as a pending disbursement and will be applied toward your tuition balance. You are responsible for any remaining balances.

Can I qualify for low-interest US federal student loans?

There are two types of federal student loans: subsidized and unsubsidized. Subsidized federal loans are loans where the government pays the interest that accrues on your loan. You must have a financial need to receive a subsidized loan. Financial need is calculated by the Department of Education based on the answers you provide on your Free Application for Federal Student Aid (FAFSA). For unsubsidized federal loans, it is not necessary to prove any financial need but you are responsible for the interest which accrues on your loan. These programs require the filing of a FAFSA. Deadlines for the FAFSA are 30 days before the start date but we encourage you to start the process much sooner.

Can I qualify for US federal financial aid?

Student loans and grants are the way many US citizens and legal residents cover their school and living expenses. If you already have an undergraduate degree, which most Miami Ad School students do, it is most likely your federal loans will generally cover most, but not all, of your entire tuition cost. Alternative funding or private loans are how most students cover the difference in financial aid coverage.

Are there private loans available for US citizens?

Alternative Funding Sources: These types of loans allow you to borrow for living and school related expenses up to the set cost of attendance. To qualify for these loans you must be a US citizen or permanent resident and have good credit. You must also be attending a Miami Ad School location within the United States.

Miami Ad School does not endorse any one lender. Each lender has a different loan approval criteria, fees and re-payment structure. We recommend you contact the lenders listed below and make an informed decision on which lender is best for you.

Private Lenders:

PNC Bank Resource Loan: 800-851-2892 

Sallie Mae Smart Option Student Loan: 888-272-5543

KHEAA: 800-928-8926

On my award letter it says that the funds will be disbursed after the quarter starts, will I be charged a late fee on my tuition?

You will not be charged a late fee. Once you receive the award letter we post the funds on your student account; you are only responsible for any remaining balances.

I am taking out a private student loan to cover my living expenses, how do I get those funds?

Most private student loans are disbursed directly to the school. We will set up the disbursement dates for 10 Days before the scheduled start of a quarter. Once we receive payment from your bank it will be processed and a check will be issued in your name and sent to your Base School where you can pick up the check.

Why is my US financial aid only for three quarters? Can I get financial aid after my 3rd quarter?

Yes, qualifying students can receive financial aid for their entire time at Miami Ad School. Traditional financial aid covers two semesters at a time which is equivalent to a scholastic year of nine months. Miami Ad School operates on a quarter system, so three quarters is the equivalent of the financial aid award year. This means that after your third quarter, you will renew your financial aid for the following three quarters and finally, for the last two quarters at Miami Ad School.

Is there financial aid for the international students?

The US government does not extend student loans to international students. But, if you're Swedish you're in luck! The Swedish government provides financial support to its citizens studying abroad.

Does Miami Ad School participate in the Florida Prepaid College Plan?

Yes, students can use Florida Prepaid College Plan funds to attend Miami Ad School.

As a Minnesota resident, can I use SELF at the Miami location?

To be eligible for the SELF program, a student must be a Minnesota resident who is enrolled at the school in Miami with a signed operating agreement from the Office of Higher Education, have a credit worthy co-signer and not be delinquent or in default on a SELF or other outstanding student loan(s). 

How Does the Program Work?

Prior to applying, students are required to seek other sources of federal, state, institutional, or private aid for which they might be eligible. The campus financial aid administrator then determines the total amount a student may borrow and recommends a loan amount. The maximum cannot exceed the price of attendance minus all other financial aid that the student is eligible to receive.

What is the Maximum Loan Amount?

  • The loan limit for students in grade levels one through five is $7,500 per year.
  • Cumulative SELF borrowing maximums are $7,500 for grade level one, $15,000 for grade level two, $22,500 for grade level three, $30,000 for grade level four, and $37,500 for grade level five.
  • The maximum cumulative SELF limit for graduate and undergraduate loans is $55,500. The minimum loan amount is $500.

Borrowers are required to pay interest quarterly while in school. 

After graduating or leaving school, borrowers are required to pay the monthly interest for up to three years; then they will begin repaying the loan principal as well as interest monthly. Repayment is usually seven to nine years. Borrowers with SELF IV loans and balances of $18,750 and greater may have longer repayment periods.

The interest rate charged to the borrower changes throughout the life of the loan, and can change every three months.

For exact details go to: www.ohe.state.mn.us/self/self.cfm