Student loans and grants are the way many U.S. Citizens and legal residents cover their school and living expenses. If you already have an undergraduate degree, which most Miami Ad School students do, it is most likely your federal loans will generally cover most, but not all, of your entire tuition cost. Alternative funding or private loans are how most students cover the difference in financial aid coverage.

Financial need for federal loans is calculated by the Department of Education based on the answers you provide on your Free Application for Federal Student Aid (FAFSA). Subsidized and unsubsidized loan programs require the filing of a FAFSA. Deadlines for the FAFSA are 30 days before your start date but we encourage you to start the process much sooner.

Download the steps to the FASFA process.

We have an automated system to process a FAFSA application. You must complete a student financial aid interview on the school's website. Without the financial aid interview we will not be able to process your FAFSA. Here is the link to the financial aid interview. https://miamiadschool.vfao.com/

The Department of Education considers a student to be "dependent" based on the student's age. The questions that determine whether you are a dependent or independent on your FAFSA are questions 48 through 60, if you can answer yes to any of these questions, and provide the necessary documentation, then you are considered to be an independent student and you will not be asked for you parents' information.

Under the Department of Education's FAFSA guidelines, if you have already obtained a bachelor's degree or higher and you re-enroll in an undergraduate level program, the school cannot award Federal Pell Grants regardless of a student's financial need.

You will not be charged a late fee. Once you receive the award letter we post the funds on your student account; you are only responsible for any remaining balances.

Yes, qualifying students can receive financial aid for their entire time at Miami Ad School. Traditional financial aid covers two semesters at a time which is equivalent to a scholastic year of nine months. Miami Ad School operates on a quarter system, so three quarters is the equivalent of the financial aid award year. This means that during your third quarter you will renew your financial aid for the 4th, 5th and 6th quarters and finally, in your 6th quarter you will renew for your 7th and 8th quarters.

HAVE QUESTIONS?
Contact Cheryl Seichrist. She has all the answers.

Email: cheryl@miamiadschool.com
Phone: 305.538.3193 option #2
Skype: cheryl_mas

Once your FAFSA has been processed you will receive, by email, a financial aid award letter. Once you receive the award letter, the funds will be posted into your student account as a pending disbursement and will be applied toward your tuition balance. You are responsible for any remaining balances.

Alternative Funding Sources: These types of loans allow you to borrow for living and school related expenses up to the set cost of attendance. To qualify for these loans you must be a US citizen or permanent resident and have good credit. You must also be attending a Miami Ad School location within the United States.

Miami Ad School does not endorse any one lender. Each lender has a different loan approval criteria, fees and re-payment structure. We recommend you contact the lenders listed below and make an informed decision on which lender is best for you.

Private Lenders:
Sallie Mae Smart Option Student Loan: 866-972-5004
Sallie Mae Parent Loan:844-827-7478
KHEAA: 800-928-8926
Regions: 800-858-7822
PNC: 800-762-1001
Suncoast Federal Credit Union: 800-999-5887

HAVE QUESTIONS?
Contact Cheryl Seichrist. She has all the answers.

Email: cheryl@miamiadschool.com
Phone: 305.538.3193 option #2
Skype: cheryl_mas

Private student loans are disbursed directly to the school. We will set up the disbursement dates for 10 days before the scheduled start of a quarter. Once we receive payment from your lender it will be processed and a check will be issued in your name within 10-14 days of processing. Accounting will contact you when your refund is available.

The U.S. Government does not extend student loans to international students. But, if you're Swedish you're in luck! The Swedish government provides financial support to its citizens studying abroad.

Scholarships are available to Miami Ad School students during different times of the year. These scholarships do not have an open enrollment period. All students will be notified when a specific scholarship becomes available. For further questions contact Cheryl, the Director of Financial Aid: cheryl@miamiadschool.com

• AAAA Bill Bernbach: Open to all minority students in their second year. Awards up to $5,000; deadline is in the late spring. http://bernbachdiversityscholarship.com/apply-now/applications/ (Coming in June 2018)
• One Club Patrick Kelly Scholarship: Open to all incoming and current Miami Ad School students. Award is $2,000; deadline is March 2, 2018. http://www.oneclub.org/education/youngones/
• Sallie Mae: Scholarships as unique as you are. Learn more at SallieMae.com/ScholarshipSearch
• Mesothelioma Cancer Alliance Scholarship: The cancer alliance is awarding $4,000 per semester to a student that has dealt with cancer, personally or within their family, in an effort to help them further their education. Apply here- www.mesothelioma.com/scholarship
• The 4A’s Foundation: The Operation Jumpstart Scholarship (OJS) Program was created in 1998 to assist talented multicultural art direction and copywriting students attend 4A’s selected portfolio schools and colleges. https://4a.wufoo.com/forms/zjrtbqj0cl9qff/ (Coming in August 2018)
• Miami Ad School Minority Scholarship: A scholarship and mentorship program designed for minority students that want a creative career in advertising. http://www.miamiadschool.com/blog/258/200000-in-annual-minority-advertising-scholarships-
• Azazie Scholarship: $1000 scholarship available for high school seniors and college freshmen and sophomore students, who are accepted or enrolled at an accredited U.S. or Canada university/college during the 2017-18 academic year. Scholarship amount - $1000 http://www.azazie.com/scholarship
• Internet Marketing Scholarship: Those students who are currently studying in the areas of Marketing, Business, Information Technology, Programming or Communications. One does not require any expertise in this area. Passion for internet marketing content creation is enough. $1,000
  https://bestreviewshunt.com/scholarship
• Buenas Opiniones: This scholarship is for graduating Latino high school seniors or currently enrolled college undergraduate or graduate students. The award is $2,500 per year for up to four years. https://buenasopiniones.com/scholarship/
• Maxflow: $1500 game development scholarship - a very creative yet challenging endeavor.http://crazygames.com/scholarship
  (Next Deadline December 2018)
• Helen Lansdowne Resor (HLR) Scholarship: Female creative leadership in the ad industry. Five individual scholarships up to $10,000. Additionally, each recipient will be offered a paid summer internship with a JWT office. https://www.jwt.com/hlrscholarship/ (Coming May 2018)
• Scholarship for Latino Students: Helps prepare its scholars to be the next leaders in their professions and communities.
  https://comprar-karaoke.com/scholarship/
• Diamond Herbs: $1,000 scholarship for students with a GPA of 3.0 or better. Deadline is April 1, 2018.https://www.diamondherbs.co/student-scholarship/
• Derrick Law Firm: A $1,000 Scholarship For Those Affected By Auto Accidents. https://www.derricklawfirm.com/library/scholarship.cfm
• Final Fantasy Fan Scholarship: $1,000 Scholarship For Lovers Of Final Fantasy Games. https://www.finalfantasyxvapp.com/scholarship
• ZippySig: $1,000 Scholarship. https://www.zippysig.com/scholarship/
• Athnet Sports Recruiting: $1,000 Scholarship. https://www.collegesportsscholarships.com/scholarship.htm
• Annual Community Volunteer Scholarship: $1,500 Scholarship. https://dealhack.com/scholarship
• MagicScholarship: $1,000 Scholarship. https://mavcure.com/scholarship/
• BestMatressReviews: $1,000 Scholarship. https://www.bestmattressreviews.com/sleep-scholarship/
• The Simple Dollar: Scholarships for International Students. https://www.thesimpledollar.com/100-scholarships-for-international-students-2017-18/
• #thefutureisfemale: $3,000 Scholarship. https://trueandco.com/scholarship/
• Tuck: $500,000 scholarship funding.https://www.tuck.com/sleep-scholarships/
• KidGuard Education: Multiple $500-$1,000 scholarships for all students. https://www.kidguard.com/nonprofits/university-scholarship/
• PhentermineClinics Health Scholarship: Yearly $1,000 scholarship. https://phentermineclinics.net/scholarship/
• allrowers.com: $500 scholarship for previous crew participants. https://www.allrowers.com/rowing-scholarship.html
• Sleep Titan: $1000 scholarship. https://sleeptitan.com/scholarship/
• The Healthline & NORD Stronger Scholarship: $5,000 Application Deadline May 1, 2018. https://www.healthline.com/health/scholarship-program
• Car Accident Lawyers Cancer Awareness Scholarship: $1000 scholarship
  https://www.dallascaraccidentlawyers.net/cancer-aw...
• Child of an American Veteran Scholarship: $1500 Scholarship
  https://cck-law.com/2018-child-of-an-american-vete...
• Anidjar & Levine Community Service Scholarship: $1000 Scholarship
  https://www.anidjarlevine.com/community-service-sc...
• Find.jobs Scholarship: $1500 https://find.jobs/scholarship
• Sunwise Capital Scholarship: $500 Scholarship
  https://sunwisecapital.com/autism-scholarship/
• Ted & Stacey’s Mattress Guides Scholarship: $1000 Scholarship https://www.mattress-guides.net/scholarships/
• SiteReportCard College Scholarship: $500 Scholarship
  https://www.sitereportcard.com/1819/sitereportcard...
• Lotus Boutique Scholarship: $500 Scholarship https://www.lotusboutique.com/pages/scholarship
• Catdi Printing Scholarship: $500 Scholarship https://www.catdi.com/500-scholarship-offer-from-c...
• WONGDOODY Women in Advertising Scholarship: $5000 Scholarship
  http://www.wongdoody.com/scholarships
• National Bio-Care Scholarship: $500 Scholarship https://nationalbiocare.com/scholarship.php
• Låneansökan.se Scholarship: $1000 Scholarship
  https://www.xn--lneanskan-52a6q.se/loan-broker-swe...